Nordea announced its second-quarter 2025 financial results, showcasing a return on equity of 16.2%. Earnings per share reached EUR 0.35. Operating profit totaled EUR 1.6 billion, and the cost-to-income ratio was 46.1%.
Income and Expenses
Net interest income experienced a 6% decrease, attributed to policy rate reductions. Net fee and commission income remained consistent. Costs rose by 4%, influenced by strategic investments and inflation. Net loan losses represented a reversal of EUR 21 million.
Capital and Outlook
The CET1 ratio stood at 15.6% at the close of the quarter. Nordea initiated a new EUR 250 million share buy-back program on June 16, with a projected completion date of September 30, 2025. The financial forecast for 2025 anticipates a return on equity exceeding 15%.
